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Welcome to the Smarter Mortgage team! We believe that a mortgage is much more than a rate. It is the largest debt that most individuals take on and is secured by one of the largest and most valuable assets, your home. Although our team offers low rates and closing costs, we focus on offering Smarter Mortgages.
A mortgage must meet your needs. Your needs are not the same as your friends, family or neighbors. We listen to your individual situation in order to tailor the right mortgage for you. Thus, when you contact one of our professionals, be prepared to look at several options and discuss your goals now and in the future. Together we will make a Smart decision.
Joe Pannkuk 612-730-9131
Although we are located in Eagan, Minnesota, we offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota and Wisconsin! Call or Email Us Today! |
Find the solution that fits your needs.
Purchasing a Home?
Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.
Need to Refinance?
Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.
Consolidating Debt?
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.
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